And so having said that it’s a good thing, in my estimation, that more individuals want to provide this room and just what I’ve seen in the last 10 years is the fact that undoubtedly there were regulatory modifications at either the state degree and perhaps the federal degree which have shaped the industry, but a huge shaper, i do believe, a lot more so is competition and I’ve seen individuals turn out and say, do you know what, the internet cash advance does not cut it any longer.