How about a co-signer?
The single thing that produces vehicle funding for dismal credit reviews so problematic may be the concern of danger. Banks вЂ“ and credit unions, too, albeit to a somewhat smaller level вЂ“ detest danger and would preferably just provide off to clients with perfect credit ratings, an income that is steady a good amount of collateral.
Which will never be feasible, needless to say. But at the very least it is possible to take a few actions towards fulfilling them halfway.